The Johnson Law Office was founded in 2002 and since then has resolved the legal problems of hundreds of West Virginia and Pennsylvania residents. We are a general practice firm, with a broad reach across many practice areas. Our practice area list is growing and currently includes:
- Chapter 7 Bankruptcy: Chapter 7 bankruptcy is a "fresh start" option. Under the guidance of the court, your total debt is reduced, and sometimes non-exempt property is sold and the proceeds are used to pay off debt. Garnishments, lawsuits, foreclosures, creditor harassment and repossession are halted. The goal of Chapter 7 is to leave you with your home, car, household goods and other exempt property, and with payments that you can afford.
- Chapter 11 Bankruptcy: This is used mostly by businesses. In chapter 11, you may continue to operate your business, but your creditors and the Court must approve a plan to repay your debts. There is no trustee unless the Judge decides that one is necessary; if a trustee is appointed, the trustee takes control of your business and property.
- Chapter 13 Bankruptcy: Chapter 13 is sometimes called "reorganization" bankruptcy. Under this plan, the individual works with the courts to create a three-to-five-year payment plan with reorganized debt and debt payments.
Chapter 13 enables debt payments to be reduced, property to be retained, and garnishments, creditor harassment and repossession to be halted. Chapter 13 is also highly effective in immediately halting foreclosure proceedings and providing a way to get current on your mortgage payments.
- General Practice: The Johnson Law Office offers numerous general practice legal services that are needed in a wide variety of transactions and circumstances. If debt collectors are overstepping their bounds, we can help. If wages are being garnished, we can help lower the amount, possibly to zero. If you are purchasing property, we can draft your deed and research your title. If you or your business is involved in a business transaction or dispute, we can draft or review contracts and negotiate disagreements. Additionally, we can handle your estate planning needs and open your new LLC.
We can also represent banks and lenders in real estate transactions, attend closings for home purchases and mortgage refinancing, prepare deeds, HUD statements and settlement statements, and conduct title exams.
- Personal Injury: We handle personal injury claims ranging from auto and truck accidents, product liability, river accidents, and animal attacks to medical malpractice and wrongful death. The skills and experience of your attorney can make the difference between an inadequate settlement and an optimal settlement or verdict that awards you a substantial amount of money. We are skilled in handling personal injury claims, and will fight for maximum compensation for your loss.
- Debt Negotiation and Settlement: Some people who are in debt cannot or do not want to file for bankruptcy. The Johnson Law Office has successfully negotiated substantial lump sum settlements for many past clients. Clients must be able to build up the necessary funds to make the lump sum payment(s). Clients should be aware that you often must report the amount you saved as income on your tax return. Of course, it is always financially beneficial to settle a debt than to pay it in full.
If you are suffering from burdensome debt, are threatened with foreclosure, are harrassed by collection agencies, have wages garnished, have been injured or need estate planning legal services, then call us. We charge affordable rates and offer weekday, weekend and evening appointments as well as flexible payment plans and free initial consultations. Contact us at 304-292-7933.