Our Mission Statement

• To help level the playing field against unscrupulous debt collectors
• To help rid clients of excess debt through bankruptcy or settlement
• To help injured clients receive the justice they deserve
• To help clients navigate legal issues and needs with prudence and care

The word "bankruptcy" tends to cause feelings of panic and unease when, in fact, bankruptcy is intended to help people in need. Bankruptcy laws were enacted to protect people's rights and property and to provide a fair way for them to get back on their feet again financially.

There are numerous causes of financial difficulties, and today's economy has contributed to the problem. Home mortgage rates are rising and, in response to rising defaults, government investigators are questioning the sales and lending practices of many financers. At the same time, rising healthcare costs and falling medical insurance coverage have caused additional financial problems, as have high credit card interest rates and exhorbitant gas prices.

Experienced Bankruptcy and Debt Relief Attorney

Bankruptcy protection can help many people manage and discard debt while retaining essential property. There are two forms of bankruptcy available to most individuals:

• Chapter 7 uses any non-exempt assets to pay toward debts, the rest being discharged.
• Chapter 13 reorganizes a debtor's debts so that payments are again manageable and affordable.

Foreclosures can often be halted and sometimes remedied, lawsuits stopped, collection calls stopped, and the debtor retains his or her home, household goods, car, and other assets.

In addition, we offer:

• Weekday, weekend and evening appointments
• Competitive and affordable rates
• Flexible payment plans that can fully accommodate your financial situation
• Immediate halts to foreclosures and creditor harassment
• Free initial consultations
• By phone and mail bankruptcy proceedings available. You will most likely need to come to Clarksburg only once for Chapter 7 and possibly twice for Chapter 13 bankruptcy.

General Practice Legal Services

In addition to bankruptcy, the Johnson Law firm provides general practice legal services in a wide range of areas. We can attend mortgage closings and other real estate transactions, review and draft contracts, resolve your personal injury claim, level the playing field with overreaching debt collectors, help reduce or stop wage garnishments, form your new LLC and work with you to plan your estate. If you have legal needs in West Virginia or southwestern Pennsylvania, we can help; attorney Todd Johnson is licensed in and admitted to the supreme courts of both states.

Contact Us

If you or your business has legal services needs in West Virginia or Pennsylvania, we can help. Contact an experienced lawyer at 304-292-7933 or contact us by E-Mail.